Dr. Muhammad Umar
Associate Professor
Muhammad Umar is an Associate Professor of Finance in the Department of Finance & Accounting. His name appeared on the World’s Most Influential Researchers list (1% of the world), recognized by the Web of Science™ as a Highly Cited Researcher in 2022. He has robust research credentials and interests in sustainable finance, green finance, energy economics, financial and resource markets, investment and financial analysis, behavioral finance, empirical finance, financial risk management, portfolio management, and crypto assets.
Teaching Interests
Finance: Corporate Finance, Managerial Finance, Sustainable Finance
Accounting: Financial Accounting, Financial Statement Analysis, Managerial Accounting
Research Interests
ESG
Sustainable Finance
Climate Finance
Digital Finance
Empirical Finance
Selected Publications
Sun, T., Mirza, N., Umar, M., & Ktaish, F. (2024). When interest rates rise, ESG is still relevant–the case of banking firms. Finance Research Letters, 106128. https://doi.org/10.1016/j.frl.2024.106128
Yunis, M., Mirza, N., Safi, A., & Umar, M. (2024). Impact of audit quality and digital transformation on innovation efficiency: Role of financial risk-taking. Global Finance Journal, 62, 101026 https://doi.org/10.1016/j.gfj.2024.101026
Umar, Z., Usman, M., Umar, M., & Ktaish, F. (2024). Interdependencies and risk management strategies between green cryptocurrencies and traditional energy sources. Energy Economics, 136, 107742. https://doi.org/10.1016/j.eneco.2024.107742
Su, C. W., Song, X. Y., Qin, M., Lobonţ, O. R., & Umar, M. (2024). Optimistic or pessimistic: How do investors impact the green bond market?. The North American Journal of Economics and Finance, 102248. https://doi.org/10.1016/j.najef.2024.102248
Mirza, N., Umar, M., Horobet, A., & Boubaker, S. (2024). Effects of climate change and technological capex on credit risk cycles in the European Union. Technological Forecasting and Social Change, 204, 123448. https://doi.org/10.1016/j.techfore.2024.123448
Mirza, N., Rizvi, S. K. A., Naqvi, B., & Umar, M. (2024). Inflation prediction in emerging economies: Machine learning and FX reserves integration for enhanced forecasting. International Review of Financial Analysis, 94, 103238. https://doi.org/10.1016/j.irfa.2024.103238
Umar, M., Ji, X., Safi, A., & Afshan, S. (2024). Decentralization, institutional quality, and carbon neutrality: Unraveling the nexus in China’s pursuit of sustainable development. Economic Analysis and Policy, 82, 1238-1249. https://doi.org/10.1016/j.eap.2024.05.008
Safi, A., Kchouri, B., Elgammal, W., Nicolas, M. K., & Umar, M. (2024). Bridging the green gap: Do green finance and digital transformation influence sustainable development?. Energy Economics, 134, 107566. https://doi.org/10.1016/j.eneco.2024.107566
Ali, S., Umar, M., Naveed, M., & Shan, S. (2024). Assessing the impact of renewable energy tokens on BRICS stock markets: A new diversification approach. Energy Economics, 134, 107523. https://doi.org/10.1016/j.eneco.2024.107523
Mirza, N., Umar, M., Sbia, R., & Jasmina, M. (2024). The impact of blue and green lending on credit portfolios: a commercial banking perspective. Review of Accounting and Finance. https://doi.org/10.1108/RAF-11-2023-0389
Google Scholar Link
Awards
- 2022 Highly Cited Researchers in the Top 1% of the World, Web of Science
- 2022 Highly Cited Researchers in the Top 2% of the World, Standford University
- 2022 Most Cited Chinese Researchers in Applied Economics Domain, Elsevier
- 2021 Most Cited Chinese Researchers in Applied Economics Domain, Elsevier